Jaypee Sports City Yamuna Expressway
JVS Home Solution Propmart Pvt. Ltd.
Home Loan case & Property Transfer Process for Jaypee Noida Properties
Home Loan Procedure:
The process for Home Loan in Ready to move & Under Construction Property is slightly different. Most of the process steps and procedures are almost same like other builders but there are few steps which are different in case of Supertech Noida. We are mentioning here the steps and process of Property Transfer and Loan Transfer.
Home Loan/ Property Transfer Procedure:
Step 1. Buyer to Give a token amount to fix the property, the Rate, Price, details & Time of payments are fixed.
Step 2. Agreement to Sale (Minimum 10% amount is paid by buyer)
Step 3. Payments done by Party in specified time. In case of Bank Involvement, the payments are done by Bank’s lawyer at the time of transfer
What all documents Bank require for disburshment of loan on Property?
1. Agreement to Sale
2. No Objection Certificate from builder
3. No Dues Certificate from Builder
4. Transferring Permission
5. Statement of Accounts
6. Bank Attest Signatures by Buyer & Seller
7. KYC Form (Buyer/ Seller)
8. No Objection Certificate by co-applicant seller (On 100 Rupees Stamp Paper by co-applicant in case the property is on joint account)
9. Self attested Photo Copy of Allotment Letter by buyer.
10. Self attested Photo Copy of Payment Receipts by buyer.
[Fyi, Bank will collect all orginal documents from builder]
What all documents Bank require for approval of loan on Individual Profile?
1. Bank Statement - Last 6 months
2. Last two years IT return.
3. Salary Slip in case of Employment & Balance Sheet in case of businessmen.
4. 2-4 Colored Photographs
5. Residence Proof - Electricity Bill/ Voter ID Card/ Licence / Possession Letter/ Rent Agreement/ Landline BSNL Phone Bill
Tax Benefits on Home Loan
You can get tax benefit on home loan only after the property is ready to move. You can take benefits after you get possession as possession letter is required to take home loan benefits.
What all documents required in transfer kit in Jaypee for Plots/ Flats?
1. Affidavit: Format should be printed on Rs. 10/- stamp paper along with the needed details and same has to be notarized.
2. Stamp paper need to be purchased either from customer’s resident area or project based area.
3. Stamp paper should be bought in the name of 1st applicant.
4. All the pages of Affidavit should be duly signed by all the applicants.
5. Photographs of all the applicants need to be pasted on 1st page of Affidavit and self attested.
6. Copy of PAN Card of all the applicants and same has to be self attested by them.
7. Address proof of all the applicants (Voter ID/Passport Copy/Electricity or Mobile Bill/Driving License).
8. Broker NOC (if any)
9. Bank NOC (if any)
10. All the original documents (Allotment Letter, Receipts and Amendment Letters)
11. Interest should be cleared (if any)
12. Min. 30% payment of total consideration or due amount as on date (whatsoever is higher) has to be cleared by the seller only.
13. Admin. Charges (Transfer Charges) as applicable
Jaypee’s Check List - Seller
1. Original Allotment letter
2. Orginal Payment Slips
3. Seller’s Bank Verification with Bank Verification
4. Duly filled Transfer Kit
5. PAN Card Copy Self Attested
6. Residence Proof
7. Revenue Stamps – 2 no.
9. Affidavit (For each of the seller on Rs. 50/- stamp on name of Seller) Notarized
10. Witness PAN Card & Photocopy
Jaypee’s Check List - Buyer
1. Buyers Bank Verification with Photograph
2. PAN Card Copy Self Attested
3. Residence Proof self-attested
4. Affidavit (For each of the Buyer on Rs. 100/-, stamp on name of Buyer) Notarized
5. Witness PAN Card & Photocopy
6. Four Passport Size Photographs to be pasted on Application Form.
7. An Application Form is required to be filled by Buyer with all the BSP and other charges.
8. Note: All the payments will be done through DD on the transfer day.
Disclaimer: The above Process/ Documents checklist is purely on the basis of our Experience and information. Any change in process or documents, needs to be confirmed by Supertech.
For more details on Home Loan, Please get in touch with following associates:
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To Sell your Property, Please SMS PROP SALE on 9811007432 & receive call back.
For sale resale of flats in this project & for best price list, rates please contact us.
Write us Email on firstname.lastname@example.org Or Call us on 9582932410
Contact us for more details, site plan, layout and master plan, floor plan and tower specifications or any other information on +91-9582932410
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